Total Budgeting And Outlook
I've had a productive day.. Not for my company but for myself.. I've been creating a budget for myself on excel.. It contains all my incomings and outgoings, most importantly my budget for variables (going out and food) and then i have an extra 2 columns..
I wrote down what I could change now(phone provider) and the other column what I can change in the coming future.(energy company etc)
Ive been following my budget to a tee so far this month and buying meat from a local paleo (grass fed) company in bulk and my veg in bulk, keeping everything as simple as possible.. Going out I have kept my drinking to a min and when I did it was vodka before and a small budget in the bars.. So far the action of monitoring myself has taking the unknowns away.. My brain says if you go over this budget then you cant have this much savings this month.
The change in the coming future contains things like : paying my car insurance annually as well as gym membership and paying off any debits (sofa etc) All of a sudden my savings fly up.. feels good to think this..
But what am I saving for??
I added another column today, called New House and future.. I live in an apartment and am viewing a new place this weekend, working out things like how much i will get in rent for my current place when i live at my new place.. totting this up over a period of time gives me a clear indication on when I will have enough money to repeat this procedure of renting and moving.. A personal plan!
What I have done is common sense and nothing new, its the fact I am tracking everything which gives me a drive and a sense of I'm going somewhere, doing everything for the future without saving for the sake of saving.. Hopefully and with this forecast in ten years when I am 43 (oh god) I will have a nice portfolio of properties, be on a much better income, have a bigger house.. and this isn't guessed its now planned.! Good luck me!
\m/(>.<)\m/ www.trucke.co.uk - my rockband!! \m/(>.<)\m/